Recently, we mourned the passing of a man who almost single-handedly helped us make our clients better investors. Professor Daniel Kahneman was a Holocaust survivor who won the Nobel Prize in Economics in 2002. But…. he wasn’t an economist. He was a behavioural psychologist. The Washington Post summarised his insights as follows: “He found that […]
The Man Who Helped Us Understand the Pain of Losing Read More »
Towards the end of the calendar year, there’s a natural tendency in the financial media to look both back and forward – back on the events of the past 12 months and forward to what we imagine the coming year might hold. The assumption is we reach a transition point in December, and there is
2023: Another year that defied the experts Read More »
Investing in the share market can often feel like a rollercoaster ride, especially when new transformative technologies emerge, and artificial intelligence (AI), which recently exploded into the mainstream domain, is no exception. In the year to date, share market returns for companies with significant investments in AI have been stellar. Nvidia, which specialises in AI
Lessons for investors in an AI future Read More »
On 19 June 2023 the ASB released their Term Deposit Report (ASB, 2023) highlighting that term deposit rates for June 2023 are above the average experienced in the past 20 years. ASB Economists expect term deposit rates to settle around the current levels later this year and believe these levels may have peaked (ASB, 2023). While
The challenge of Term Deposits and high inflation Read More »
The risk with insurance policies is that people see it as a ‘set and forget’ arrangement and can cause headaches and issues down the track, says Financial Adviser Margot Lensen (nee Robinson), a Financial Adviser at Cambridge Partners. Before joining the team, Margot spent four years as an Insurance Adviser at Crombie Lockwood. Margot is
6 simple and beneficial insurance tips Read More »
Paul Choi is a Financial Adviser with Cambridge Partners. Before joining our team, he worked as a banking adviser for over seven years at BNZ. Paul is no longer a banking adviser but has provided insight into how the OCR affects the housing market. The significance of the OCR in the housing market As someone
Surviving OCR rate hikes: the Property edit Read More »
At Cambridge Partners, we follow an evidenced-based approach and design investment portfolios based on academic research. This has led to the development of 10 time-tested investment principles that we employ to improve your odds of success. Our Investment Principles 1. Embrace market pricing The market is an effective information-processing machine. Each day, the world equity
10 evidence-based investment principles Read More »
If you’ve had these thoughts, you are not alone. The sudden movement of interest rates is having an impact on society. And perhaps the most significant impact is on new homeowners who purchased their first home or upsized their mortgage on a new home right after COVID when interest rates were at historically low levels.
Dealing with rising interest rates Read More »
Recently, two US banks failed. Silicon Valley Bank and Signature Bank. Silicon Valley Bank was the bank of choice for technology companies in the US. Signature Bank was a regional bank based in New York. This was big news in New Zealand because four New Zealand companies; Rocket Lab ($62m of $789m), Xero ($8.2m of
What recession could mean for investors Read More »
As Financial Advisers, a common question we are asked, given the current market volatility and high inflation, is whether they would be better off investing in term deposits, given that New Zealand banks are now offering 5.50% – 6.00% per annum for a 12-month term deposit. The answer to this question is that investing in
Should I switch to Term Deposits? Read More »
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