Returns

Investment theory suggests that higher returns require higher risk exposure.

Our eight core investment portfolios are tailored to different levels of market risk exposure.

Important considerations when choosing:

  • Do you have the income and wealth to ride out short-term market movements?
  • What are your preferences when you begin using your wealth?
  • How much of your portfolio would you like to spend each year?
  • Do you feel comfortable with the idea of losing portfolio value over the short term in order to grow more wealth in the long term?
  • Do you have the investment knowledge to remain disciplined in good and bad markets?

Regular reviews of your investment management portfolio not only lead to higher returns but also ensure that your portfolio remains the best fit for you.

Your circumstances, investment experience, risk and return objectives, and financial constraints change over time. Regular reviews ensure that your portfolio continues to offer you the highest probability of success.


20% Equity / 80% Fixed Interest Portfolio

Defensive — Suitable for investors with a time horizon of approximately 3 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a lower degree of volatility and have an emphasis on capital preservation.

30% Equity / 70% Fixed Interest Portfolio

Conservative — Suitable for investors with a time horizon of approximately 4 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a lower degree of volatility and have an emphasis on capital preservation.

40% Equity / 60% Fixed Interest Portfolio

Moderate — Suitable for investors with a time horizon of approximately 5 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a moderate degree of volatility in order to achieve moderate portfolio growth.

50% Equity / 50% Fixed Interest Portfolio

Balanced — Suitable for investors with a time horizon of approximately 6 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a moderate degree of volatility in order to achieve moderate portfolio growth.

60% Equity / 40% Fixed Interest Portfolio

Moderately Aggressive — Suitable for investors with a time horizon of approximately 7 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a moderate degree of volatility in order to achieve moderate portfolio growth.

70% Equity / 30% Fixed Interest Portfolio

Aggressive — Suitable for investors with a time horizon of approximately 9 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a higher degree of volatility in order to achieve higher portfolio growth.

80% Equity / 20% Fixed Interest Portfolio

Highly Aggressive — Suitable for investors with a time horizon of approximately 10 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a higher degree of volatility in order to achieve higher portfolio growth.

90% Equity / 10% Fixed Interest Portfolio

Most Aggressive — Suitable for investors with a time horizon of approximately 12 years before spending large amounts of their portfolio. This portfolio is acceptable for those seeking a higher degree of volatility in order to achieve higher portfolio growth.

 

 


What returns have your strategies delivered?

Investment theory and historical capital market return data suggest that, over long periods of time, there is a relationship between the level of investment risk assumed and the level of return that can be expected. In general, in order to attain higher returns one must accept higher risk (i.e. volatility or uncertainty of return). Our advisers will be happy to show you exactly how our portfolios have performed over time.

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