22 May 2020
How Have You Enjoyed Your ‘Practice Retirement’?
For many of us, these last weeks have been remarkably similar to being retired. We didn’t have the regular commute and familiar routine of the working week, we were at home 24/7, and, for many, our regular income has been severely curtailed. What a great opportunity to give some serious thought to what life in your actual retirement is going to be like! Research shows that the earlier you start planning for your retirement (ideally in your forties), the better prepared you will be, financially and mentally, for what is one of the biggest lifestyle changes you’ll ever face. The most obvious of these (but surprisingly not necessarily the most significant), is your finances. Your Money in Retirement The three […]
15 May 2020
Worry – does it help?
I recently met with one of my long-term clients and commented how she seemed more relaxed and contented. Margaret confirmed that she actually was in a better space and without delay showed me the sketch I had given her a few years ago from a colleague, Carl Richards, the New York Times columnist known as the “sketch guy”. Margaret said she recognises how much time and energy she has wasted worrying throughout her life but now when she finds herself worrying refers to the sketch below. She told me she is so grateful for this sketch because controlling her long-term worry habit has made a big impact on her life. We humans have been programmed over thousands of years to […]
10 May 2020
Tips To Help You Manage Growing Cyber Security Issues
By Cambridge Partners Adviser, James Howard Criminals are using the COVID-19 pandemic as an opportunity to carry out phone scams and online malicious cyber activity. Knowledge and awareness of threats is proven to be the best defence against cybercrime. At Cambridge Partners, we take our cyber security very seriously and, to keep our business and client information safe, we work closely with our cyber security and IT providers, Inde Technology and Mobius Network Solutions. Together with Scott, a Security Architect at Inde Technology, we have put together some key tips for our clients and connections, to help manage this growing cyber threat, within their bubbles. Security Tips • Be aware of news or advice that does not come from official […]
6 May 2020
Want to Live Longer? Try Optimism
We’re six weeks into the lockdown and collectively the country has done a fantastic job a tacking COVID-19 head on. But in typical fashion, the media is feeding us a diet of doom and gloom 24/7. Not much to be optimistic about, right? What about the fact that modelling showed we could easily have been at 10,000 COVID-19 cases by now? Or that, unlike most of the world, we actually have a chance to snuff out this nasty little bug? If they’re not causes for celebration and optimism what is?! Aside from making it easier to face life in your bubble with a smile each day, there are major proven health benefits to a positive, optimistic mindset. For instance, a […]
4 May 2020
Maintaining Your Portfolio’s Objectives in Tough Times
By Cambridge Partners Senior Adviser, Andrew Nuttall A portfolio needs balance. One of the key ways that we are able to maintain your portfolio’s objectives in tough times, such as now, is through rebalancing. Andrew Nuttall explains how re-balancing works and why it is vital to a healthy financial portfolio in this short video . From all of us at Cambridge Partners, take care and stay safe.
1 May 2020
Business Will Never Go Out Of Business
By Pip Kean, Cambridge Partners Senior Adviser Benjamin Roth was a lawyer in Youngstown, Ohio, when the stock market crashed in 1929. Two years later he decided to keep a diary to detail the effects that the financial collapse had on himself, his neighbours, and the nation. He kept his diary for ten years. In the late 1930s, when the depression had mostly passed, he summarised a few points he had learned from the experience. He wrote: “Business will always come back. It will remain neither depressed nor exalted…. Depression is a time of greatest profit. The investor who has liquid funds and the courage to act can lay the basis for great profits.” Whether a depression or recession, some […]
24 Apr 2020
Autumn Update 2020
For all of us, the last four or five weeks have been like no other. The COVID-19 health crisis we have been fighting is effectively a war that has simultaneously been waged all over the globe. And, as in all wars, there have been significant human casualties. The different containment measures many countries have employed to contain the spread of the disease have created sudden and significant shockwaves for all markets. Our Autumn Update attempts to provide a detailed explanation about the market reaction to COVID-19. This is significantly longer than normal because the unique and complex nature of what we are experiencing, couldn’t easily be condensed into just a few paragraphs. As the year unfolds, we look forward to […]
23 Apr 2020
Creating a Birds Eye View of Your Future
We might be facing an uncertain future in the next year or so. But, given how well we are doing in our fight against COVID-19, it’s fair to assume that our country’s long-term future will be very bright indeed. But what about YOUR long-term future? Now is a great time to sit down with your partner and spend a valuable few minutes creating a picture of how you want this to be, using this short video as a guide.
11 Apr 2020
First Quarter Market Summary for 2020
Presented by Scott Rainey CFA, CFPcm, AFA Senior Adviser Scott wasn’t going to let the lockdown stop him from recording his regular quarterly market update. So this edition has been put together with the help of his daughter Nina. At the end of March the world was in the midst of the COVID-19 Pandemic, investment markets had experienced rapid declines and governments around the world had responded with large bailout packages. While market falls are never comfortable, they are also never permanent. Cambridge Partners’ Adviser Scott Rainey reviews market returns for the quarter but also puts those numbers in perspective by reviewing returns over longer time periods as well. Grab a coffee and have a look. And if you have any […]
8 Apr 2020
10 Things You Should Do Right Now
From Jacob Wolt, Managing Partner Cambridge Partners We live in history making times. Feelings of uncertainty, worry and anxiety are understandable. The challenge for us all is to focus on the things we can control and to let go of the things we can’t. Humanity has been through many difficult periods in the past such as; the Great Depression, Spanish Flu’ pandemic, two world wars and the global financial crisis. They were all difficult times but the world got through them. This current crisis too will pass and, thankfully, the seeds of optimism are evolving that there is a way through this. From an investor’s perspective this period of significant market volatility also will eventually pass. Every market decline is […]
7 Apr 2020
Lessons from History – And Why They Matter Now
By Jacob Wolt, Managing Partner Cambridge Partners “The only thing in this world is the history you don’t know”. Harry Truman, the 33rd President of the United States had a profound love of history. Truman looked to history for guidance on many of the issues he faced during his presidency, including the establishment of the United Nations, the ending of World War II, the economy, civil rights, the recognition of Israel and the Korean War. Although each of these issues were “new”, in Truman’s view they were also “old”. Truman reflected on history to help make better decisions in the present. The current Coronavirus pandemic is new, but a crisis having an impact on share markets is not new at […]
2 Apr 2020
How Cambridge Partners Have Transitioned to Working Remotely
Like everyone Cambridge Partners is now operating remotely with all staff at home. Watch our update, and get a glimpse of our various staff at work in their home ‘offices’. All our portfolio monitoring, decision making, and processes are working well. In fact, a few weeks before the compulsory requirement to work from home we reviewed our Business Continuity Plan (BCP) and discussed what we would need to do if we were required to leave the office. Each morning our entire team have a video call and then individual client or business focus groups have separate calls to discuss issues to ensure everything continues to run smoothly. Our team will keep in touch with you all individually, and we’re going […]
30 Mar 2020
Market Falls and Recovery
Updated 1 May 2020 We are living in extraordinary times. Since New Zealand moved to Alert Level 4, we have been operating remotely but are continuing to monitor and review your investments. Whilst these are challenging times, we remain here for you and are available for meetings via phone, email, FaceTime/Zoom, inside and outside normal business hours. Fiscal support packages are being released at great pace. New Zealand has a package initially costed at $12.1 billion or approximately 4.1% of New Zealand’s GDP and the USA a package estimated to possibly total US$2 trillion or approximately 10% of USA’s GDP. Share markets have continued to exhibit volatility with portfolio values down significantly since the start of the […]
20 Mar 2020
Coronavirus Update from Cambridge Partners March 19th 2020
Presented by Richard Austin, Cambridge Partners Managing Partner Watch Richard’s video presentation below, or read on for a detailed analysis. Introduction These are extraordinary times. It has been just two weeks since we provided our last update, but a lot has changed. The World Health Organisation officially declared Coronavirus a ‘pandemic’ on 11 March 2020 Travel bans have been put in place around the world, schools are being shut and large events cancelled Anyone coming to New Zealand, except those from some Pacific Islands, must go into self-isolation for 14 days In the US the Federal Reserve cut its overnight rate to between 0% and 0.25% Closer to home, the Reserve Bank of NZ has made an emergency cut to […]
7 Mar 2020
Suddenly Single – Financial Advice for Women in a Life Transition
It is sobering to think that around 80% of women will die single, compared to only 20% from men. These statistics reinforce the need for any woman who finds themselves unexpectedly in control of their finances – whether by choice or unhappy circumstances – to have access to unbiased, expert and empathetic financial advice. In this brief video, Cambridge Partners’ financial adviser, Pip Kean, shares some of the issues faced by women who find themselves suddenly single.
6 Mar 2020
A Market Update on the Effects of the Coronavirus
Presented by Richard Austin, Cambridge Partners Managing Partner Watch Richard’s video presentation, or read on for a detailed analysis. The world is, as we are, watching with concern the spread of Coronavirus (COVID-19). Uncertainty is being felt around the globe. It is unsettling on a human level as well as from the perspective of how investment markets will respond. Market declines can occur when investors are forced to reassess expectations for the future. The expansion of the outbreak is causing worry amongst governments, companies and individuals about the potential impact on the global economy. Earlier this week the OECD predicted that global GDP growth could now be 1.5% in 2020, which was half the rate it was predicting before the […]
21 Feb 2020
Cambridge Partners Grow Their North Island Presence
Cambridge Partners has always had a strong client base in the North Island, so we are delighted to announce the opening of dedicated offices in Auckland and the Waikato. These are in the capable hands of Brigette Arnold and Bryce Turner. Brigette, based in Auckland, has worked in the financial industry for over 18 years, across markets in the UK, Europe, Asia, North America, Middle East and Australasia. She advises both private clients and institutional investors, specialising in working with iwi and Māori entities, and women’s wealth. Bryce is Waikato based and has over 20 years’ applied knowledge and experience specialising in providing business development and consultancy services to Treaty Settlement Entities, Authorities, Trusts and Incorporations, Institutions, SMEs (small-to-medium sized […]
18 Feb 2020
2019 Financial Review Released
Presented by Scott Rainey CFA, CFPcm, AFA Senior Adviser At the start of 2019, much of the world was in a state of turmoil. A lot of the big issues weren’t resolved by year’s end either. It might have been logical to expect financial markets to perform badly as well. But, as Cambridge Partners’ Adviser Scott Rainey points out in this informative 4-minute video, what actually happened could not have been more different. Grab a coffee and have a look. And if you have any questions please feel free to give Scott or any of our Advisers a call on 0800 864 164.
5 Feb 2020
Cambridge Welcomes Two New Partners
Congratulations to Pip Kean and James Howard, our newest Partners. Pip has worked at Cambridge Partners for many years, working initially with our risk management team before moving to wealth management. James joined us in 2018 after spending eight years at one of the big four accounting firm, and working as a senior manager in their international tax and transfer pricing team. Everyone at Cambridge Partners is delighted that your hard work and commitment to the company and your clients has been acknowledged in this way. Congratulations to you both.
4 Feb 2020
Welcome Paul Choi
Cambridge Partners are delighted to welcome Paul Choi to our expanding team of Authorised Financial Advisers. Paul began his working life as a bank teller before progressing into the Private Bank/Investment division. Newly-wed Paul married his lovely wife Grace in late 2019, and both regularly attend the gym and enjoy long walks – probably a good thing as Paul says his other true passion in life is food! Everyone at Cambridge Partners is thrilled that Paul has joined the team.
20 Dec 2019
Questions to ask yourself over the holiday season
As you take some time to reflect during the holiday season, you might find the questions posed in this article, written by Cambridge Partners’ Andrew Nutttall, helpful. There are many ways to get your financials in order, but it all really starts with; – What is important to you and your family? – What are your priorities? – What are your values? Jonathan Clements, a former personal finance columnist for the Wall Street Journal provides us with the following questions to help us squeeze maximum happiness from our spending and pursuing the goals that matter. 1.If money were no object, what would you change about your life? 2.What are your top financial worries? 3.What’s the minimum amount of money you […]
19 Dec 2019
2019 Financial Predictions – just how well did the Experts do?
The beginning of the year is always a time for predictions, particularly around the economy. So we thought the end of the year would be a great time to put these predictions under the spotlight. Cambridge Partners Financial Adviser takes a light-hearted look at just how well New Zealand’s Chief Economists did in this short video. Merry Christmas and a very happy and prosperous 2020 from everyone at Cambridge Partners.
6 Dec 2019
Wise Words From All Blacks Mental Skills Manager
Cambridge Partners were most privileged to recently host renowned manager, mentor, mental skills coach and international speaker Gilbert Enoka. Gilbert is a man of many talents, but these days is best known for the 19 years he spent working with the All Blacks. He has certainly played his part in ensuring that our national team is currently the most successful international team in the world. (And given that they have spent ten years consistently at the top, it’s hard to imagine anyone ever beating this record!) Gilbert is someone who speaks from the heart, in commonsense language we can all relate to. It wasn’t a surprise to see the entire room hanging on his every word. Along with some fascinating […]
28 Nov 2019
Important Information From Our 2019 Client Briefing
Last week we held our annual Client Briefing. As in previous years, this included an introduction and summary from one of our Principals, Andrew Nuttall, plus a detailed summary of the financial markets from Scott Rainey, and a fascinating talk from our guest speaker, Dave Jaggar. David Jaggar has been awarded the prestigious James Clerk Maxwell Medal given for ground-breaking contributions that have had an exceptional impact globally. The microchip Dave invented is an integral component in many different products, with over 150 billion units sold worldwide. In fact more people use a device containing Dave’s invention than have access to clean running water! If you have a mobile phone, you are probably using Dave’s invention right now. Many of […]
6 Nov 2019
Third Quarter Review Released
US / China trade wars, Brexit, Hong Kong – there’s no doubt we’re living through interesting times, in a world dominated by unconventional leaders. So what’s that doing to financial markets? In this informative 4-minute video, Cambridge Partners’ Adviser Scott Rainey does a brilliant job of summarising the reality behind the headlines. Watch it here.
21 Oct 2019
Why You Should Forget the Pecking Order at Work!
Following a weekend that saw New Zealand sporting teams reign supreme, this article from Andrew Nuttall, which ran in last month’s local law society publication ‘Canterbury Tales’, seems particularly relevant! A few weeks ago, I had the pleasure of hearing Wayne Smith speak about his rugby coaching career and some of the factors that had contributed to the All Blacks successes. He cited a study about Super Chickens which led me to Margaret Heffernan’s Ted talk. Margaret Heffernan talked about an evolutionary Biologist at Purdue University named William Muir who studied chickens. He was interested in productivity, which I think is something of a concern to us all, but it’s easy to measure in chickens because you just have to […]
10 Oct 2019
October is Carbon Saving Month at Cambridge
Even though we all know we need to do more to help reduce waste and carbon emissions in our work places, often nothing happens until some brave, committed soul steps up. In our case it’s Senior Paraplanner Georgie Lang who has taken the lead – and is doing a superb job in helping ensure we all ‘walk the talk’. Georgie’s commitment (and a little bit of nagging!) have ensured that we now all use our own coffee mugs, not single-use takeaway cups, when we pop down for our mid-morning caffeine fix at our favourite local café. Now she’s taking us to the next level by making October Carbon Saving Month at Cambridge Partners, starting with how we get to and […]
2 Oct 2019
Coping with Life’s Transitions
The only thing we can really be certain about in life is that things will change. So how do we cope with life’s transitions – both expected and unforeseen – particularly when it comes to our finances? Cambridge Partners Senior Partner, Richard Austin, has some great advice in this short, but very informative video.
26 Sep 2019
What Do I Want My Money to Do For Me?
Most people HATE budgeting. They hate the idea because it feels restrictive. They hate the process because it makes them afraid to admit where are their money is actually going. And they probably hate the word because budgeting doesn’t sound like something that’s fun to try. Most people assume budgeting is about saving money but it’s really about how you choose to spend your money. One of the better books on the topic is You Need a Budget by Jesse Meachum, who does a wonderful job of re-framing the budgeting conversation. He made three points worth highlighting: Design your financial life around your priorities. There’s an old adage that goes something like this: if you want to know where your priorities lie, […]
17 Sep 2019
Cashflow Modelling Explained
Many people struggle to actually ‘see’ what they will need to secure the sort of retirement they hope to enjoy. In this short video, Cambridge Partner Andrew Nutttall diagrams the six key variables that you need to consider if you want to enjoy a secure retirement.
29 Aug 2019
Who Do You Wear Your Daffodil For?
The weather has been so great lately it feels like spring has already arrived. But it’s still a couple of days away which means that tomorrow is Daffodil Day – the day which symbolises hope for the one in three New Zealanders affected by cancer. With the odds so high, it’s no wonder that behind every Kiwi there is a story of someone they know who is affected by cancer. If you’d like to help them and others, visit www.daffodilday.org.nz to find out the many ways you can make a difference. Whether it’s buying daffodils, donating to the street collectors, purchasing Cancer Society merchandise, or making a donation by text, phone or online, every gift counts. Your donation will go […]
18 Aug 2019
Smile – You’re in the Happiness Top Ten!
There’s no hard-and-fast set of rules on how to be happy. But if there were, a good one to include would be to live in New Zealand. We are in the World top 10 of happiest countries, according to the United Nations, beaten only by the Scandinavian five (Sweden, Norway, Denmark, Finland and Iceland), Canada, the Netherlands and Switzerland. The UN-endorsed World Happiness Report ranks countries based on six criteria: GDP per capita, social support, healthy life expectancy, freedom to make life choices, generosity, and perceptions (not reality) of corruption. Some of the key findings to come out of the report were: Having money is good for happiness, and reduces stress levels. When you don’t have to worry about the […]
8 Aug 2019
How to Retire with Less Golf and More Satisfaction
This fascinating article by New York-based author and financial commentator Carl Richards turns the whole concept of retirement on its head and asks some thought-provoking questions which we all need to consider if we are within even ten years of retirement. Our thanks to Carl for this article. Today, I want to talk to you about retirement. You know, that thing we spend our whole lives working towards… a mythical land of golf, gold watches, and umbrella drinks. Isn’t that exciting? Here’s a quick history lesson: The idea of retirement dates back to 1881, when Otto Von Bismarck, the chancellor of Germany, cooked it up hoping to defuse the growing Marxist threat to good old fashioned capitalism. Like most things […]
1 Aug 2019
Second Quarter Market Update Released
Another three months have flown by, which means it is time for another one of our Adviser Scott Rainey’s much-anticipated quarterly market updates. In this informative video you’ll learn: Why New Zealand isn’t just a great place to live, but the NZ Sharemarket has also been good place to invest How two record OCR lows in a row may not be the end of interest rate drops Why the last 12 months have been very much a year of two halves, and what this has meant for investors Plus plenty more interesting, informative and useful information So grab a coffee, take 12 minutes, and have a look.
16 Jul 2019
All The Financial Advice You’ll Ever Need (On One Page)
Here’s another excellent article from our own Andrew Nuttall. This ran in last month’s local law society publication ‘Canterbury Tales’ and contains the sort of advice we’d love to see taught in High School, but is equally relevant to people of all ages. Jim Rohn, the author of ‘The Art of Exceptional Living’, once said, “success is nothing more than a few simple disciplines, practised every day”. Many of the most successful investors aren’t necessarily the smartest, or blessed with amazing talents, but do have the discipline to do the simple things well, and to do them over and over again. Try following this simple set of rules, repeating them regularly and see how close to achieving your financial goals […]
25 Jun 2019
Top 3 Most Common Challenges for Retirees
Most retiring baby boomers can expect to be “in retirement” for at least 20 or 25 years. Here are the top three challenges that are commonly faced by those entering retirement: 1) Lack of long-term financial resources. Many people lack the financial resources to finance their dreams of “25 years of fun,” and are postponing planning for retirement in the wake of previous market volatility, rising house prices, job changes and increasing education costs. Often financial advisers hear from clients that they “may have to phase in my retirement because I don’t think that we can afford it yet.” And some people who have retired are realising that, in fact, they can no longer afford to be “retired.” Many have […]
21 Jun 2019
Fear and Greed – the Enemies of Good Investing
This article was written by one of our Partners, Andrew Nuttall, and has just been published in our local Law Society journal ‘Canterbury Tales’. Recently we presented another financial planning workshop for young lawyers and of interest was a concept illustrated by Carl Richards, one of our colleagues, who writes a weekly column in the New York Times. Over the years I have seen how important it is for people to first develop an investment strategy and then maintain it because of the conundrum between fear and greed, risk and return. Humans have a natural bias towards fear and greed. Sometimes they are great attributes for survival, but they can be a real hindrance when dealing with money and investing. […]
14 Jun 2019
What’s Your Financial Personality?
Russ Alan Prince, one of the world’s most published authors on the topic of private wealth, has put together this list of nine financial personality types. We all fall into one of these categories, regardless of how much we are worth. But the majority of the seriously rich among us fall into just three of them. Read through this list of personality types to find out what category you fall into (or ask your nearest and dearest if you dare!). Then see if you can pick which three belong to the super rich – answer at the end of the article. 21 per cent Family Steward: Focus on taking care of the people they love. They care about education, their children […]
11 Jun 2019
Important Information for US Citizens
If you are a US citizen living in New Zealand, or know someone who is, then you need to watch this short video from our Adviser James Howard.
31 May 2019
The Weekend of Gypsies and Queens
Tomorrow is Saturday June 1st. For most of us this year it’s the first day of Queens Birthday – and our last opportunity to enjoy a long weekend for over four months. But for the country’s dairy farmers, 1st June is gypsy day – the day every year when any dairy herds which are shifting prior to the next milking season change locations. Whether the herd is moving down the road on foot to a neighbouring farm, or across the Cook Strait on a truck to the other end of the country, it’s a major undertaking. This time last year the process was made even more fraught than usual, with the threat of micoplasma bovis hanging over the entire industry […]
27 May 2019
Do Your Finances Spark Joy?
Unless you’ve been living in a cupboard for the last year or so, you’ve probably heard of Mari Kondo – currently featuring in the hugely popular Netflix series Tidying Up With Marie Kondo. Kondo is a Japanese organization guru and bestselling author who has risen to practically rock star status based on her expertise with tidying up one’s personal space (she’s even been named one of Time Magazine’s 100 most influential people). Her approach to improving one’s home is known as the KonMari method and involves six key steps: – commit yourself to tidying up – imagine your ideal lifestyle – finish discarding first – tidy by category, not location – follow the right order – ask yourself if each […]
18 May 2019
Riding the Roller Coaster – 2019 First Quarter Market Summary
For several years now, both our own Advisers and our accountants and other financial entities around New Zealand have looked forward to our Adviser Scott Rainey’s quarterly market summary. This year we thought we’d share it more widely as the information is relevant to all of us – and the results are very interesting indeed! Brexit, China, Donald Trump – all have had an influence on international markets, and the news is definitely not all bad. In fact, the markets have bounced back from the worst monthly return since 1931 in December, to some very positive results just three short months later. Click here to watch this highly informative nine-minute video, and if you have any questions please feel free […]
12 Apr 2019
Is Your Will Up To Date?
As a regular contributor to the Christchurch law society magazine, one of our Directors, Andrew Nuttall, has recently written a thoughtful article about wills. Although aimed primarily at the legal profession, there is some great information here for all of us on a topic that, although none of us really want to think about it, is vitally important for us and those we will leave behind. Over the last 30 years I have met with many prospective clients who do not have an up-to-date will. How much family tension have you seen that could have been avoided if clients had taken more care with their estate planning? We have all come across people who need a will but are reluctant […]
29 Mar 2019
The Seven Hats of Financial Advisers
This article is in the next edition Canterbury Tales – our local Law Society publication – and is written by one of our Directors, Andrew Nuttall. Although aimed at the legal profession, it does a great job of explaining the many ways we help our clients, which go far beyond investment advice. When people approach us for investment advice at a personal level, or in their capacity as Trustees, they can be inclined to see us as playing just one role – delivering market beating returns year after year. Unfortunately, we don’t have a crystal ball that allows us to always select the top performing fund or security with-out the benefit of hind-sight. However, helping trustees and other clients make […]
18 Mar 2019
Remembering the Mosque Attack Victims
Everyone here at Cambridge Partners has returned to work today still in shock from the horrendous events that took place in our city on Friday afternoon. But that shock and anger is now turning to immense sadness as we start to see the faces of those who have been killed, and learn their stories. We will leave it to one of our Directors, Jacob Wolt, to give his personal thoughts on the evil that occurred here. I am so saddened and upset by this barbaric terrorist attack in our recovering city. Many of the victims came to NZ as refugees grateful to finally settle in our peaceful and welcoming country. They are now afraid and families have been tragically torn […]
22 Feb 2019
Why Our Ageing Population Affects Us All
You may recall that last year the government asked all interested parties to contribute to a report on our ageing population, what was important and what the new strategy for an ageing population should cover. Their recently released summary of submissions highlights the significant themes raise by submitters during the public consultation that occurred between June and August 2018. The report raised some very interesting statistics in key areas which are revelant to all New Zealanders, regardless of age: 1. Workforce – By 2038 (less than 20 years from now) 1.3 million New Zealanders will be aged 65 years +. That’s almost double 2018’s figure of 747,900. What’s more, they are much more likely to remain in the workforce – […]
4 Feb 2019
Where will you be in 25 years time?
Imagine publicly making a 25-year commitment to something you’re passionate about. How would your mindset change? Peter Diamindis – founder and chairman of the X Prize Foundation, co-founder and executive chairman of Singularity University – shares his views on how you can tap into the power of long-term thinking to make a bigger impact. In 2013, I was at an event, getting ready to go onstage and introduce Abundance 360 to a group of entrepreneurs and marketers. Dan Sullivan, co-founder of Strategic Coach and my personal coach, pulled me aside. “Peter,” he said, “if you really want to make this stick, why don’t you tell them you’ll do it for 25 years?” Like so many great ideas, it instantly clicked. […]
10 Jan 2019
How Closely Did You Follow the News in 2018?
Last year flew by so fast it’s hard to remember what happened when. So here’s a quick summary put together by Jim Parker of Dimensional, which sums up key international events month by month. Feb – Parkland high school shooting, Florida March – Former Russian agent and daughter poisoned in UK March – Russian President Vladimir Putin elected for fourth term May – Trump announces US will withdraw from Iranian nuclear deal May – US extends tariffs on imported steel to EU, Mexico and Canada June – Trump and Kim hold first US-North Korea summit in Singapore July – US applies tariffs on $34 billion of Chinese goods; threatens more July – Facebook shares fall by almost 20% amid data […]
1 Jan 2019
The World is Better Off Than You Think!
Happy New Year and welcome to 2019! Last year was such a tumultuous one according to the media, it’s easy to get caught up in all the negative, and forget any positive advances we humans have made. So, as we welcome in a new year today, we thought it would be beneficial to take a step back and find some good news to share with you. You may not be aware that, in the past 25 years: Two billion people moved out of extreme poverty* Child (under 5) mortality rates fell by 53%* Maternal mortality fell by 45%* Incidence of HIV, malaria and TB all declined Globally, life expectancy increased by 5 years* And if that’s not enough to put […]
18 Dec 2018
Happy 30th ‘Anniversary’ Andrew Nuttall
It’s been a big month for Andrew Nuttall – not only was he the top Kiwi wicket taker in the recent Over 50’s Cricket World Cup – but today he also clocked up 30 years working as a Financial Advisor. Andrew shares his thoughts on the last three decades with us here: 30 years ago today I commenced my career in financial services. In some ways it was a brave step to move from two salaries to no regular income – particularly with a two month old daughter. There have been some challenging times but I have always been well supported by family, friends, business colleagues and clients. Over these years we have seen many changes and more are yet […]