Investment Portfolios

We construct our investment portfolios based on three key principles.

1. The investment must be low cost.

In the long term, low cost investments perform better than high cost investments.

2. The investment must not speculate.

The investment must not try to ‘beat the market’.

3. The investment must be diverse.

The best portfolios are constructed from different types of risk, comprising investments that do not rise and fall together.

We offer eight portfolios with different levels of risk and return based on different allocations of equity and fixed income.