Our Model Portfolios

Cambridge Partners is able to construct bespoke investment portfolios specifically for your unique financial situation, preferences and objectives. In addition, we also offer a range of model portfolios and socially responsible investment portfolios that are tailored to suit different levels of risk and return objectives.

Each of our model portfolios is tailored to suit different risk and return objectives with an overall target allocation to growth assets (eg shares) and income assets (eg fixed income). For example, our 60/40 portfolio will have a target allocation of 60% to growth assets and 40% to income assets.

 

Cambridge Partners will work with you to determine a strategy that best meets your needs and objectives. We may recommend one of our model portfolios or work with you to design a bespoke portfolio based on your individual objectives and preferences.

Which type of investment strategy is suitable for you will depend on a range of different factors, including:

  • Do you have the income and wealth to ride out short-term market movements?
  • How much of your portfolio would you like to spend each year?
  • Do you feel comfortable with the idea of losing portfolio value over the short-term in order to grow more wealth in the long-term?
  • Do you have any specific investment preferences, such as the desire to hold certain assets or follow a socially responsible investment strategy?

Your circumstances, investment experience, risk and return objectives, and financial constraints change over time. We will carry regular reviews to ensure that your portfolio continues to be the right fit for you and offers the highest probability of success.

A summary of each of our model portfolios is provided below. Please also review our Socially Responsible Investment (SRI) page for our range of SRI model portfolios.


20% Equity / 80% Fixed Interest Portfolio

Defensive — Suitable for investors with a time horizon of approximately 3 years before spending large amounts of their portfolio. This portfolio has a strong emphasis on capital preservation and should suit investors able to accept a very low amount of volatility. Download 20/80 model factsheet

30% Equity / 70% Fixed Interest Portfolio

Conservative — Suitable for investors with a time horizon of approximately 4 years before spending large amounts of their portfolio. This portfolio has an emphasis on capital preservation and should suit investors able to accept a low amount of volatility. Download 30/70 model factsheet

40% Equity / 60% Fixed Interest Portfolio

Moderate — Suitable for investors with a time horizon of approximately 5 years before spending large amounts of their portfolio. This portfolio is targeting a small amount of portfolio growth and should suit investors able to accept moderate volatility. Download 40/60 model factsheet

50% Equity / 50% Fixed Interest Portfolio

Balanced — Suitable for investors with a time horizon of approximately 6 years before spending large amounts of their portfolio. This portfolio is balanced in its allocation between growth and income assets and therefore targets an average amount of portfolio growth and should suit investors able to accept an average amount of volatility. Download 50/50 model factsheet

60% Equity / 40% Fixed Interest Portfolio

Moderately Aggressive — Suitable for investors with a time horizon of approximately 7 years before spending large amounts of their portfolio. This portfolio has a slight emphasis on achieving portfolio growth and should suit investors comfortable accepting an above average amount of volatility. Download 60/40 model factsheet.

70% Equity / 30% Fixed Interest Portfolio

Aggressive — Suitable for investors with a time horizon of approximately 9 years before spending large amounts of their portfolio. This portfolio is targeting above average portfolio growth and should suit investors comfortable accepting well above average volatility. Download 70/30 model factsheet

80% Equity / 20% Fixed Interest Portfolio

Highly Aggressive — Suitable for investors with a time horizon of approximately 10 years before spending large amounts of their portfolio. This portfolio is targeting well above average portfolio growth and should suit investors comfortable accepting high volatility.  Download 80/20 model factsheet.

90% Equity / 10% Fixed Interest Portfolio

Most Aggressive — Suitable for investors with a time horizon of approximately 12 years before spending large amounts of their portfolio. This portfolio is targeting high portfolio growth and should suit investors comfortable accepting very high volatility. Download 90/10 model factsheet.

98% Equity  / 2% Fixed Interest
Portfolio

Most Aggressive — Suitable for investors with a time horizon of approximately 15 years before spending large amounts of their portfolio. This portfolio is targeting the highest available portfolio growth and should suit investors comfortable accepting the highest amount of volatility. Download 98/2 model factsheet.

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